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Auto Loan Calculators

Finance Calculators
To help you get started, enter your interest rate and start calculating.
Interest Rate
National Average
Based on 48 month New Car Loan %
Select a calculator
Affordability
Monthly Payment
Rebate vs. Low APR
Amount Financed
Rate
Term
Go to Calculator
This calculator is designed to give you an estimate of how much payment you can afford on an auto loan.
* Required
Monthly Payment*
$
Cash Down Payment
$
Manufacturer Rebate
$
Trade-In Allowance
$
APR*
%
National Average
Loan Term (Months)*
Amount Owed on Trade-In
$
Sales Tax
%
Calculator Totals
Affordability Totals
Monthly Payment $0
Cash Down Payment $0
Manufacturer Rebate $0
Trade-In Allowance $0
Owed on Trade-In $0
Vehicle Financing
Interest Rate 0%
Loan Term 0 Months
Sales Tax 0%
Total Sales Tax $0
Calculate
Affordability estimate
$0
The Monthly Payment Calculator will help you determine your monthly payment given the amount financed, annual percentage rate (APR) and loan term.
* Required
Loan Amount*
$
Loan Term*
APR*
%
National Average
Your payment totals
Loan Costs Totals
Loan Amount $0
APR 0%
Loan Term 0 Months
Calculate
Your monthly payment is
$0
The Rate Calculator will help you determine the rate given the monthly payment, loan amount and loan term.
* Required
Loan Amount*
$
Monthly Payment*
$
Loan Term*
Rate Totals
Rate Totals
Loan Amount $0
Monthly Payment $0
Loan Term 0 Months
Calculate
Rate estimate
0%
The Term Calculator will help you determine how many months it will take to pay off an amount financed given the annual percentage rate (APR) and monthly payment amount.
* Required
Loan Amount*
$
Monthly Payment
$
Interest Rate*
%
National Average
Loan Term Totals
Term Totals
Loan Amount $0
Monthly Payments $0
Interest Rate 0%
Calculate
Loan term estimate
0 Months
The Amount Financed Calculator will help you determine the amount financed given the monthly payment, annual percentage rate (APR) and loan term.
* Required
Monthly Payment*
$
Loan Term (Months)*
APR*
%
National Average
Amount Financed Totals
Finance Totals
Monthly Payment $0
APR 0%
Loan Term 0 Months
Calculate
Amount financed estimate
$0
A 0% interest rate or a low interest rate may sound more enticing than a manufacturer's cash rebate, but the benefits of using a cash rebate as opposed to a low interest rate vary from individual to individual. One may be more beneficial to you than the other. Those with bad credit may not be able to qualify for such a low interest rate, and therefore would be better off taking the cash rebate. Cash rebates lower the overall amount financed and give you a better position to trade out of your vehicle before the loan term ends; whereas, the benefits of taking the lower interest rate financing are reduced if the car is traded in early. Therefore, before you sign the 0% interest rate auto loan, figure out which saves you more money, a cash rebate or a low APR, by using this calculator.
* Required
Vehicle Purchase Price*
$
Manufacturer Rebate
$
Cash Down Payment
$
Trade-In Allowance
$
Amount Owed on Trade-In
$
Loan APR*
%
National Average
Loan Term (Months)*
Low APR
%
Sales Tax
%
Low APR Totals
Affordability Totals
Purchase Price $0
Sales Tax $0
Manufacturer Rebate $0
Total Down Payment $0
Loan Amount Financed $0
Loan Term 0 Months
Annual Percentage Rate 0%
Loan Monthly Payment $0
Total of Payments $0
Rebate Totals
Affordability Totals
Purchase Price $0
Sales Tax $0
Manufacturer Rebate $0
Total Down Payment $0
Loan Amount Financed $0
Loan Term 0 Months
Annual Percentage Rate 0%
Loan Monthly Payment $0
Total of Payments $0
Calculate
The calculator assumes that your state allows sales tax deduction for trade-in vehicles. This means that the amount entered into the trade-in value excludes the sales tax on the trade-in vehicle, and sales tax is then calculated on the end total.
Cash rebates generally only apply for new car transactions, not used.
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